Insurance companies have sought to drastically limit the amount they will pay for black mold or any mold claims. Some companies will try to pay little or nothing at all for any type of mold clean-up, even for indoor mold contamination caused by a Hurricane. However, not all mold exclusions are equal. This is why it is important to consult the Charleston lawyers the Clore Law Group when an insurance company disputes your mold claim.
Typically a mold claim becomes an issue when it was not first seen by the adjuster sent out by the insurance company. The insurance company will later try to deny a mold claim by asserting that the mold was a result of construction defect, improper loss mitigation technique, or that it was pre-existing prior to the covered loss. Insurance companies will even try to deny that the mold exists when it is clearly an issue.
Hurricane Mold Damage
A mold damage claim should be covered where it results from a covered peril, such as a broken pipe, a storm, or fire suppression efforts. Mold remediation and the techniques for cleaning up mold have become more sophisticated and expensive. As a result, insurers are panicking, refusing to cover mold claims under existing policies and rewriting their policy forms to exclude all coverage for mold, regardless of origin. Insurance companies in South Carolina routinely attempt this to save money.
The Clore Law Group will hire experts in mold detection and remediation to ensure your mold claim is not wrongfully denied. If you believe your insurance company is underpaying or denying your mold claim call our firm today to speak with an attorney.
Charleston Mold Claim Attorney
Call 843-722-8070 to speak with a South Carolina lawyer about your Mold Insurance loss dispute. All consultations are free and all cases are handled on a contingency fee basis.
Co-Counsel and Expert Consultation Services
These Charleston attorneys have worked in a variety of roles as lead counsel, co-counsel, as well as consultation and expert services. They have worked with corporate counsel, corporate risk managers, public insurance adjusters, corporations, contractors, during the claims adjustment, investigation, litigation, and all phases of the claims process to help resolve coverage disputes. Call the Clore Law Group to discuss your mold claim dispute today.
