Flood insurance policies are administered by your insurance company and paid by the National Flood Insurance Program (NFIP). There are strict rules set by the NFIP that must be followed in order to receive payments for your claims. Must notably, a Proof of Loss detailing the amount of your claim is required typically within 30 days of the loss itself.
Many problems can cause under payment of your claim by your flood insurance company. Lowball estimates from insurance company adjusters and contractors with whom they have relationships, and out-of-state, inexperienced or unreliable contractors without proper insurance of their own many times add to under payment for your flood claim. If the flood made pre-existing damage worse, do not let the insurance company tell you that you’re not covered for the necessary repairs.
Flood Damage Estimate Dispute
Flood repairs can be expensive, especially hidden damage in walls and floors. Wet and mildewed areas can be potentially hazardous and lead to mold damage. The Clore Law Group can help you fight to get the full amount of policy benefits.
The Clore Law Group will employ experts in construction who also are experts in writing claims reports to help document your insured losses. Our experts will compile meticulous reports of the loss that are in accordance with the polacy requirements. The Clore Law Group’s experts will use real construction values when assessing the damages taking into account the replacement cost or actual cost value where applicable.
Contact a Charleston Flood Claim Dispute Attorney
Call 843-722-8070 to speak with a Clore Law Group Attorney about your flood insurance policy loss dispute. Consultations are free and all cases are handled on a contingency fee basis.
Co-Counsel and Expert Consultation Services
The Clore Law Group has worked in a variety of roles as lead counsel, co-counsel, as well as consultation and expert services. The attorneys have worked with corporate counsel, corporate risk managers, public insurance adjusters, corporations, contractors, during the claims adjustment, investigation, litigation, and all phases of the claims process to help resolve coverage disputes. Call the Clore Law Group today to speak with an attorney regarding flood policy claim disputes.